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How to Save Money Raising a Baby Without Skimping on the Essentials

Figuring out how to save money raising a baby is definitely possible.

Save Money Raising a BabyHaving kids is expensive, but if you’re wondering how to save money raising a baby, there are plenty of things you can do. In fact, you can save money without having to sacrifice the essentials you provide your child. The following list will serve you well for saving money, but still providing your child everything he or she needs and wants.

Sign Up for Reward and Loyalty Programs

Parents have a huge selection to choose from when it comes to baby supplies. With so many choices out there, companies will bend over backward to make you a loyal customer. As a result, they have loyalty or reward programs that provide discounts, coupons, free samples and “points” you can redeem for free stuff. Even if it doesn’t earn your loyalty, you can save a few bucks here and there. That can really add up over time.

Don’t be Afraid to Buy Secondhand

Yard sales, garage sales, rummage sales and thrift stores are excellent sources of buying baby items for really, really cheap. Bottles, cleaning tools, strollers, playpens, baby monitors and clothing are staples of thrift stores and rummage sales. Often, you can get these items brand new for much cheaper than retail. And if you buy the items from a yard or garage sale, you can even haggle on the price, saving even more.

Even used items, such as baby clothes, are still worth buying. Babies grow fast, and so clothes usually receive very little use before a baby grows out of them. Is it worth paying $25 for a brand new outfit when you can get it for $1.50? And since your little one is growing so fast, he or she may only get a chance to wear it a few times themselves before outgrowing it.

Borrow Pricier Items

Things like breast pumps can be expensive when new, easily costing several hundred dollars. But it’s not unsanitary to borrow a pump, as long as you don’t share the plastic attachments and tubing. So for the very reasonable cost of a new accessory set, you can use what is essentially a brand new breast pump at a significantly lower price.

Buy in Bulk

Items like diapers and baby formula are a lot cheaper when purchased in bulk. Just make sure you buy them from a retailer that has a good return policy. This will allow you to get a full refund or store credit just in case you buy too much and need to exchange the item for something different.

Get a Local Library Card

Your local library is an excellent source of free entertainment. There’s no need to buy new books and DVDs when you can check them out for free from your local library.

Buy Furniture with Multiple Uses

The convertible crib is the perfect example of a piece of furniture you purchase just once but can use for a significant part of your child’s early years. So instead of buying two beds, just buy one that can serve as both a crib and toddler bed.

Make Your Own Baby Food

Buying baby food in jars, pouches and tubs is super convenient and easy. But if you have the time to spare, you can save money raising a baby in the long run by making your own baby food with fresh fruits and vegetables. Making it in bulk and freezing the extra for later consumption in a few days or weeks makes it even easier.

Breastfeed if Possible

Breastfeeding is not easy, with not all mothers able to do it. However, one of its advantages, in addition to being healthy for the child, is saving money on expensive baby formula.

Visit your nearest Title Tree store for more tips on saving money raising a baby – or if you need a little help making ends meet right about now.

How to Save Money at Home Depot and Still Get Your Projects Done

You don’t have to wait to renovate! Learn how to save money at Home Depot today.

How to save money home depotLearning how to save money at Home Depot is easier – and often more lucrative – than you might suspect. The home improvement store caters to consumers and to contractors alike, and there are plenty of ways to save regardless of which group you fall in. Some savings vehicles are common sense, but others are unique to the brand, and tie in directly to why they’re so popular.

Plan your purchases.

Thrifty homeowners are used to striking while the iron is hot and purchasing supplies when prices are at their lowest, but did you know you can benefit financially at Home Depot by holding off? According to Tip Hero, when you buy more than $2,500 worth of goods in one go, you’re able to visit the bid desk. While normally reserved for contractors, this area of the store is a gateway to super-special pricing, allowing you to save up to 20 percent off your order. However, approval of the final sale price must go through the chain’s corporate office, meaning it could be several days before you can pick up your merchandise.

Planning paint sales are another way homeowners can save big. During the biggest holiday weekends of the year, major paint manufacturers slash their prices. They know people are likely to put that time off to use given the right motivation.

Look for in-store sales.

Save Money at Home DepotEvery Home Depot has its own areas for listing discounted products. Whether it’s the “oops aisle” where associates stack paint that didn’t live up to a customer’s custom order expectations or the Deal of the Day, a special item with super-reduced pricing good only until the store runs out of stock, big savings are possible for patrons who are keeping an eye out.

One seldom-used sales tactic is identifying damaged packaging and bringing it to a manager’s attention. These purchases, while perfectly fine inside the box, can see immediate discounts of 15 percent off or more.

Tap into online sales.

Like other major retailers, Home Depot is well-versed in online specials, email and text marketing plans and digital coupons. Shopping online can save you big money, as well as being convenient. Using apps like Honey will ensure you get the most bang for your buck, but sales are also stackable with rebate sites and discounts achieved by purchasing Home Depot gift cards online at a discount.

Pay attention to competitor pricing.

Home Depot offers price matching, so you always know you’re getting the best price. Online customers have it available for their online shopping too, and there is a 30-day price guarantee. If they lower their own prices during that time, you can collect the difference.

However, there is one feature you won’t see anywhere else. When customers shopping in the store identify lower prices elsewhere, Home Depot won’t just match the cost. They’ll take an additional 10 percent off.

Take advantage of military and teacher discounts.

At a time when other retailers are phasing out professional-specific savings, Home Depot sticks true to its roots. Veterans and active members of the military will save an additional 10 percent off their orders. Teachers won’t have to pay sales tax, if they come in with the appropriate documentation.

Combined or on their own, Home Depot savings have the potential to save you big bucks during your home renovation. Plan ahead, know your store’s special sales areas. Also keep an eye on online deals and competitor pricing to make the most of your expenses.

Even if you’re still learning how to save money at Home Depot, you may need a title pawn to help you in the meantime. Come on in to Title Tree, and we can help you get the cash you need.

3 Ways to Save Money Using Simple Life Hacks

Discover ways to save money with life hacks, and amaze yourself with the benefits.

lWays to Save Money Learn ways to save money with life hacks and have some fun while you’re at it! Most people never try to do anything special with their budgets. They accept life as an expensive experience and settle for things they’re never going to get. The truth? Life presents numerous opportunities to shrink your bills. Use the extra money to create a life worth living, a job w
orth working! You don’t have to settle for less, and you won’t once you put these tips into motion.

 

1. Stop by the library.

Today’s libraries offer more than free books on demand. Movies, music, videos games, comic books, audio books, puppets, and software programs are all available. They often host events for kids and adults. Many libraries offer free classes for learning English or studying for exams. They have free story time, free craft time and free internet. Some even have free refreshments.

Library lending programs allow you to tap into resources at other facilities. If your library doesn’t carry a particular book, game or magazine, your librarian can order it from somewhere that does. Many libraries offer digital products as well. You can take advantage of their offerings without even leaving the house.

Librarians are often a huge source of savings. They can offer you advice on an endless number of topics. Some offer notary services or tax services. If they don’t, the staff at your local library will tell you who does. The library offers free or reduced cost meeting spaces to many different organizations. You can find clubs and other activities happening there all month long. Libraries are a gateway to an entire community of resources and should be your first stop if you’re feeling bored.

2. Start negotiating.

Everyone knows that one guy who haggles everywhere for the best price, and few people want to be him in real life. The good news is, you don’t have to be obnoxious to save some money. Ask when you call to pay your bills. Also ask the insurance company if there are savings available. You can ask your student loan officer if it would benefit you to refinance. You can even ask your electric or water company if there’s any way to lower your bill or receive a credit to your account. Ask anytime you know it won’t put someone out.

Ways to Save Money According to The Simple Dollar, these savings can really pay off. Look through the bills mailed to your home, and take note of all the fees you’re paying. Ask if you can have them removed or lowered. Taking this one simple step can save you money all year, every year going forward!

When should you pay full price? Most chain restaurants, retail or grocery stores require a clerk to get manager approval for a discount. That slows business down. It costs management money. You aren’t likely to get approval unless there is a problem.

When should you always negotiate? When you travel, prices are almost always negotiable. However, there’s a trick to getting the most from your money. Book online at the cheapest price you can find. Once you’re at the hotel or the car rental, ask if there are free upgrades available. This doesn’t guarantee you a better room or a bigger car, but many times you will get one.

3. Invest in maintenance.

Taking care of what you already own is your number one way to save money. Clean the coils on the fridge. Change the air filter in your furnace, and your car. Clean out the lint trap. All those appliances will run more efficiently. Inflate your tires once a month and your car will have better gas mileage. Even keeping things organized cuts back on your costs, because you won’t have to replace lost items.

Take a moment to respect yourself by caring for what you already own. It pays off financially, but there are even bigger benefits: it reinforces that you’re someone who deserves nice, clean, well-functioning things. Believing that will do more to improve your life than anything.

Even if you’re working on how to save money with life hacks, you may need a title pawn to help you in the meantime. Come on into Title Tree, and we can help you get the cash you need.

 

Even When It’s Cool Outside, You Can Save Money During the Winter

Discover to the top secrets to knowing how to save money during the winter.

How to save money during the winter Know how to save money during the winter? You’re not the only one who wants to know. The holidays and lower temperatures put many consumers in the hot seat. Take advantage of these expert tips on how to make it through the winter months without blowing your budget.

Save Money with a Wintertime Game Plan

The coldest season of the year poses unique challenges to your budget. Extra costs for heating, vehicle maintenance or repairs, clothing, and other expenses pop up this time of year. Without a plan, those expenses can quickly mine any savings you’ve socked away during the rest of the year. Keeping these costs in mind from May to September is the key to getting through the cold season without going broke.

Make sure you’re financially secure for next winter by considering your costs and breaking them up into four or five monthly installments. Put that extra money aside during the warmest months of the year to make sure your winter is smooth sailing.

While that’s easy advice to take in the new year, it might not help those suffering in the here and now. Don’t worry. We have some tips for managing unexpected winter expenses as well.

Take Advantage of Public Programs to Save on Winter Costs

The Low Income Home Energy Assistance Program (LIHEAP) is one of several resource programs for families struggling to make ends meet. It’s available to people in lower income brackets and helps you manage your bills while ensuring you have adequate winter heat. It’s available through the Fulton Atlanta Community Action Authority, 1690 Chantilly Drive NE. The phone number is 404-320-0166.

Other community assistance programs can help you through the winter months or help lower your expenses. Check out the Georgia Weatherization Assistance Program to improve your home’s energy efficiency and keep your utility bills low.

Stock Up on Warm Winter Clothes Available at a Bargain

How to save money during the winterFacebook has become a source for clean, comfortable and warm winter clothes. Buy-Sell groups have name brand items available at a steep bargain. Look for groups in your area and search for items in your size.

Additionally, you can post a request for winter items in your size by posting, “ISO:” standing for “in search of,” with a description of the clothing you’re after. Thrift sales and garage sales are also a good source for attractive, used items at bottom-dollar prices.

Snag new clothes on sale with the help of apps like ShopStyle, or Rent the Dress, for when you need special attire at a low cost.

Cold Weather Car Care Will Save You a Bundle

Finally, to save the most through the winter months, a few adjustments are in order when it comes to your automobile. Follow a few steps to prepare your car for winter, cut back on your risk of accidents and maximize every gallon you get from your gas.

While modern cars only need oil changes after every 10,000 miles, swapping out your summer oil for a winter variety will help your motor stay in the best condition possible and keep your auto operating at top efficiency. However, an even more important move will boost your MPGs throughout the winter’s cold: Change out your car’s air filter. A clean filter will keep air flowing properly for optimal fuel consumption.

Finally, be sure to monitor the air pressure in your tires. Low levels will cost you a surprising amount of money in wasted fuel. You can use LED air valve covers to let you know whenever your tires are low, so you don’t have to worry about checking them constantly in the cold weather. It’s just one resource available to ensure you control every dollar you spend during and after the holidays.

It can take time and practice to learn how to save money during the winter. If you need a bit of wiggle room, a title pawn can help. Call or visit your nearest Title Tree store to find out whether you qualify.

Spring Break on Your Mind? 4 Tips You Need to Save Money at Walt Disney World

Can you really save money at Walt Disney World? You bet!

Save Money at Walt Disney WorldIt’s more than possible to save money at Walt Disney World. You’ll get the most bang for your buck by minimizing your lodging and meal costs. Just don’t trim so much fat that you’re unhappy with your vacation. It will be moderately expensive either way, so make sure every dollar you spend really counts.

Consider these 4 tips to help you maximize your Disney vacation budget:

Tip #1: Safeguard Your Disney Dollars

Mousesavers.com offers expert advice on Disney deals, from annual pass saving codes to free experiences found throughout the parks. They can point you to the best of the best resources too. Count on them for the latest discount codes and websites offering sweet specials to help you save money at Walt Disney World. Most importantly, they’ll offer you advice on keeping your investments safe.

More than 17 million people visit Disney each year, a fact Florida con artists haven’t ignored. Fake tickets abound online, as do certificates for lodging, transportation, even full-fledged vacation packages. Make certain you’re giving your money to a bonafide business and not a scammer. Lower-cost packages are available through AAA and online booking sites like Expedia too. Unfortunately, packages always trade a bit of savings for convenience.

Tip #2: Get the Best Deals on Disney Tickets

There are one or two vendors who sell discounted Disney World tickets, but they only offer a small savings. Don’t expect to shave more than 10 percent off regular rates. Anyone offering you big discounts – especially free tickets – is a scam artist or a business selling you a ticket in exchange for a different kind of investment.

For instance, the Orlando area is flooded with timeshares. You can often get a free ticket for attending one of their seminars. What you don’t know is how seedy these companies can be. Presentations may be held in remote locations. Salespeople can be demanding or rude. You may even be told they are out of tickets at the end of the day. For many reasons, it’s best to skip free tickets for your vacation.

Finally, annual passes make sense for people who will visit several times a year. These are only sold at Disney World. As with every legitimate ticket, they are linked to you through your fingerprint. There’s no way of sharing or buying the remaining value of a ticket used by someone else.

Tip #3: Find the Best Lodging Deals to Save Money at Walt Disney World

Save Money at Walt Disney WorldIf you’ve heard of the “Disney Bubble,” it refers to the pure joy some people experience at Disney World. It almost feels like they’ve been transported to another world. They experience less stress, extreme happiness, and all around have more fun than they’ve had on other vacations because of this magical feeling. Many Disney regulars swear this comes down to staying on Disney property during your entire trip. Unfortunately, this gets expensive fast.

You can book a room through Disney’s website or reservation line and use several codes for savings. Some are worth 35 percent off the regular price. This gives you the security of dealing directly with Disney while still getting a deal. Register at their reservation site with your email address to receive periodic offers. You can also order a vacation DVD to get offers by mail.

You can also rent points through the Disney Vacation Club to save money at Walt Disney World. The resort’s timeshare system includes the choicest rooms available at every luxury resort onsite. You can rent DVC points through individuals – though you should always ask for references first – or you can rent them through professional point brokers. Renting DVC points makes it possible to shave thousands of dollars off the cost of your stay.

Tip #4: Get the Best Deals on Disney Dining

Disney World has a dining plan, but most people find it complicated and expensive. It only really pays off when included free as part of a larger package. Instead, research your dining options ahead of time with help from sites like AllEars.net. Pick and choose a few special dining locations to check out during your trip, and then supply your own food for the remainder. You can pack groceries or have them delivered from an online site or a local grocery store. Eating in your room will result in tremendous savings. It will also encourage you to take a break during the day – one of the most important tips for truly enjoying your trip for all its worth.

We hope these tips on how to save money at Walt Disney World will help you stretch your budget farther than ever before. However, if you run into the need for additional funds, Title Tree is always here to help you. Visit your nearest Title Tree store for more tips on creating a magical Disney vacation for less.

 

Pawn Shops or Title Pawns in Atlanta


If you’re short on cash, you might be preparing to make the rounds of pawn shops in Atlanta, GA. There’s an alternative, like title pawns,  you’ll probably want to consider, but let’s first answer one of the most common questions people have about dealing with a pawn shop – it’s about the difference between pawning and selling. The process of pawning is not much different from taking out a secured loan and using something like your car or home as collateral. It’s just done on a much smaller scale.

When you pawn an item at a pawn shop, you secure a short-term cash advance with property that you own. Say, for instance, you want to pawn a television set. The pawn broker would give you $50 in exchange for your TV. If you repaid the cash advance within so many days, you would get your TV back. Generally speaking, pawn shops in Atlanta, GA, charge higher rates of interest than traditional lenders, but they also offer immediate financing.

When you sell an item to a pawn shop, it’s like selling property anywhere else. You won’t be able to get your items back. You may not get a higher price for selling versus pawning. It depends on how much space the shop has at the time and how long the business anticipates having to keep your property before it would sell.

Before you visit pawn shops in Atlanta, GA, consider visiting your nearest Title Tree branch to see how much cash you could get today. A title pawn doesn’t involve pawning or selling anything, so you can get the cash you need and keep your vehicle.