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Norcross Title Pawn — How Does Title Pawn Work?

Use The Title Of Your Vehicle To Apply For A Norcross Title Pawn From Title Tree

Are you stuck in a financial bind in Norcross, and think a title pawn is an option for you? If you’ve shopped around at different banks, only to have your credit score affect the amount of your loan or land you in a long application process, Title Tree is here for you.

Your financial success is our primary concern, and we strive to keep our customers coming back to us anytime they need a little extra help. Applying for a title pawn is easy, but we believe it is important for you to understand the terms of your title pawn agreement before deciding if this is the right option for you.

What Is A Title Pawn? 

Title pawns are designed to provide short-term cash meant to cover unforeseen financial problems. Debt, unemployment, and general expenses suck your bank account dry as it is, but sometimes medical or family emergencies strike when you’re at your lowest.

To obtain a title pawn (also known as “title loan” in other states), you only need the title of your car — but you don’t have to surrender it to make it happen! While Title Tree functions similarly to a pawnbroker, in that we give you money in exchange for collateral on something valuable, we only need your vehicle long enough to examine it before your application is complete.

Title Tree provides the short-term cash you need to cover the shock expenses that have arisen. Worried about your credit? That doesn’t matter here! The money you receive is based solely on the title of your car.

How Do I Apply For A Title Pawn In Norcross?

If you’re interested in our services, we recommend coming straight into our Norcross office. Once here, the application only takes an average of 30 minutes, and at the end, you get to walk away with the cash in hand! We also offer the option to apply online, though we prefer to work in person to better evaluate the worth of your car.

To apply in our office, you only need to bring your vehicle, the title of that vehicle, any form of government-issued identification, and proof of your residency. Just as in the online application, we will check the make, model, year, and mileage of your car before we get started.

Once we’ve covered the preliminary check, one of our trained specialists will examine your car for an appraisal while you work with our office staff to fill out the application. During the assessment, we refer to the Kelly Bluebook market value of your car to determine how much money you’ll receive.

Our clients generally walk away with anywhere from $1,000-$5,000 at the end of their application. However, under certain circumstances or if you feel you deserve more, we are happy to provide a mechanic to do an evaluation for a second opinion.

Payment Options For Your Title Pawn Agreement

In order for Title Tree to make sure we always have the money needed on hand, interest rates do apply to the title pawn agreement. However, we also offer a competitive 30-day no interest deal that serves as only one of the many reasons our clients return to us whenever they need help.

If you can’t pay off your debt within 30 days, don’t stress! Most of our agreements cover the portion of a year, and we’re always happy to reassess or reevaluate the terms of your loan at any time. To pay it off, we offer three different methods to choose from: A debit card, Western Union transfers, or cash.

Feeling overwhelmed? We’ve got you covered! When your application has been approved, our office staff will discuss the interest rate and payment plans to help you decide on your best option. We encourage you to remember that though the thought of fast cash is exciting, title pawns are meant to be short-term contracts, and should be paid off in a timely manner to avoid any penalties.

Keeping Up With The Payments For Your Title Pawn Agreement

The economy is in a consistent flux, and you may find your income taking a hit during the length of your agreement. Title Tree understands economic catastrophes, but we urge you to be fully aware of your current financial situation — particularly your income — before you consider entering into a title pawn agreement.

If your financial situation does change, Title Tree asks only that you open an honest line of direct communication with our staff. We are always happy to discuss the length of your agreement, and management consultation is offered if any further assistance is required. Because we keep your financial success as one of our top priorities, we are always here to renegotiate the terms of your contract if the need arises.

Should your income change, and you do not communicate the changes with us and are ultimately unable to pay off your debt, it will become your responsibility to sell your car and return the money you owe. If we are unable to reach you when your payments fall behind, a repossession of your car may take place. Title Tree sincerely wishes to avoid this ending, as it results in the total loss of your car and is costly for us. We understand the potential embarrassment of losing your job, but we value your needs and only want to help you succeed in paying off your financial debt.

Choose Title Tree To Get You Out Of Your Financial Bind

Economic disaster never picks a convenient time to strike, and Title Tree is here to save you from your financial pinch. Obtaining a title pawn is one of the easiest and fastest ways to get the cash you need to resolve your unforeseen financial emergency. If you have any further questions, or would like a quick quote, call 770-263-8800 or email Stephanie Ramirez at sramirez@titletree.com.


Made up your mind? Certain a title pawn is the solution you’ve been looking for? Come on in!  We are available Monday-Friday from 9:00 a.m. to 6:00 p.m., and 9:00 a.m. to 4 p.m. on Saturdays. Our office is located at 2078 Beaver Ruin Rd NW #300, Norcross, GA 30071.